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About Us
Pinjamanku is a financial services company dedicated to helping individuals and businesses obtain suitable, secure and reliable loan solutions.
We understand that every customer has different needs and capabilities. Therefore, we provide face-to-face consultation services to help you choose the most suitable loan plan based on your current situation and financial goals.
All payment rates and terms are explained transparently before any decisions are made. There are no hidden charges — just honest and professional service to help you achieve financial stability with ease and confidence.
Loan Type
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How to Apply for a Loan
Step 1:
Submit Your Initial Information
Fill out the basic information form on our website or contact my Pinjamanku officer directly via WhatsApp. Our team will review initial details such as the amount of funds required and your repayment capacity.
After an initial review, we will arrange a face-to-face meeting to understand your financial situation in more detail before any recommendations are made.
Step 2:
Bring Documents for the Assessment Session
Prepare important documents such as Identity Card (IC), latest 3 months Payslip, and Bank Statement during the meeting session. Our officer will assess your eligibility based on your actual information and suggest the most suitable loan plan.
Each of your documents will be kept completely confidential and used only for financial evaluation purposes — without any risk to your privacy.
Step 3:
Accept Proposal & Complete the Process
After the evaluation session, we will explain all rates, payment periods, and terms clearly before you make a decision.
If you agree with the proposed plan, the final process will be carried out transparently and professionally — ensuring that every step is clear, legal, and within your means.
Customer Trust, Our Priority
Ahmad Zulkifli
Very fast and professional service! I applied in the morning, got approved in the evening. Thank you Pinjamanku for helping me when I really needed help.
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Nur Aina
I like it because everything is transparent and there are no hidden charges. Their officers explain every step clearly. Feel confident and safe dealing with this company.
Siti Mariam
I have tried many places, but only Pinjamanku approved my application quickly and without any problems. The best service and the staff are very friendly
Lim Wei Jian
The application process is very easy, there are not many documents. They helped me choose the loan plan that best suits my ability. Highly recommended!
Soalan Lazim (FAQ)
Who is eligible to apply for a loan?
For basic eligibility, customers must meet the following requirements:
Malaysian citizens only
Minimum income of RM3,000 and above
Have worked for more than 3 consecutive months
Maximum age 60 years at loan maturity
What documents are required for a Personal Loan?
The documents required during the assessment process are:
Identity Card (IC)
Latest Bank Statement
1 month utility bill (for address verification)
3 months latest salary slip
Do I need a guarantor to apply for a loan?
Not necessarily. It depends on the loan amount and the applicant's financial record. Our officers will assess and inform you if necessary.
What is the minimum and maximum loan amount?
We offer loans from RM1,000 to RM100,000 , depending on your eligibility and repayment ability.
Will the payment rates or charges be clearly explained?
Yes, all rates and terms will be explained clearly and transparently before you make any decisions.
There are no hidden charges — every customer is given full and responsible information.
How do I apply for a loan with Pinjamanku?
You just need to fill out the application form on our website , or contact our officers via WhatsApp . We will help you from the beginning until the loan is approved.
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2024 Owned By PinjamanKu Sdn Bhd